Top 27 Slang For Affluent – Meaning & Usage

In a world where status and wealth often go hand in hand, it’s no surprise that there’s a special set of slang dedicated to the affluent. From high-end fashion terms to exclusive lifestyle phrases, we’ve got you covered. Join us as we unveil the top slang for the affluent that will have you speaking the language of the elite in no time. Get ready to level up your vocabulary and impress your circle with these insider expressions!

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1. Well-heeled

This term refers to someone who is financially well-off or has a lot of money. It often implies a sense of sophistication or elegance.

For example, “She comes from a well-heeled family and has never had to worry about money.”
A person describing a luxurious lifestyle might say, “Living in a penthouse with a personal chef is the epitome of well-heeled.”
In a conversation about expensive fashion, someone might comment, “Only the well-heeled can afford designer clothing.”

2. Loaded

When someone is “loaded,” it means they have a lot of money or are very wealthy. It can also imply having expensive possessions or living a lavish lifestyle.

For instance, “He drives a sports car and wears designer clothes – he must be loaded.”
In a discussion about extravagant purchases, someone might say, “If I were loaded, I would buy a yacht.”
A person might envy someone else’s wealth and say, “I wish I were as loaded as him.”

3. Filthy rich

This phrase emphasizes extreme wealth and is used to describe someone who is very rich. It often conveys a sense of excess or opulence.

For example, “The CEO of that company is filthy rich – he owns multiple mansions.”
In a conversation about luxurious vacations, someone might say, “Only the filthy rich can afford to travel on private jets.”
A person might jokingly comment, “If I were filthy rich, I would buy my own island.”

4. Deep pockets

When someone has “deep pockets,” it means they have a lot of money or financial resources. It suggests that they can afford expensive things or make large purchases.

For instance, “The company’s investors have deep pockets and can fund ambitious projects.”
In a discussion about philanthropy, someone might say, “Donating to charity is easier for those with deep pockets.”
A person might comment on someone’s extravagant spending and say, “He must have deep pockets to afford those luxury cars.”

5. High roller

A high roller is someone who is wealthy and spends a lot of money on luxury goods, entertainment, or gambling. It often implies a flashy or extravagant lifestyle.

For example, “He’s a high roller at the casino – he always bets big.”
In a conversation about exclusive clubs, someone might say, “Only high rollers can afford the membership fees.”
A person might comment on someone’s expensive taste and say, “She’s a high roller when it comes to fashion.”

6. Fat cat

This term refers to someone who is extremely wealthy and has a lot of money. It is often used to describe someone who is powerful or influential due to their wealth.

For example, “The fat cat CEO of the company made millions while the workers struggled.”
In a discussion about income inequality, someone might say, “The fat cats at the top are getting richer while the rest of us struggle.”
A person might jokingly refer to themselves as a fat cat after receiving a large bonus, saying, “Looks like I’m a fat cat now!”

7. Moneybags

This term is used to describe someone who has a significant amount of money or wealth. It implies that the person is financially well-off and may be able to afford luxurious or extravagant things.

For instance, “He’s always driving expensive cars and taking lavish vacations – he’s a real moneybags.”
In a conversation about someone’s extravagant lifestyle, someone might comment, “They’re living like moneybags.”
A person might use this term in a playful way to describe a friend who always picks up the bill, saying, “Thanks, moneybags!”

8. Big spender

This term is used to describe someone who is not afraid to spend a large amount of money, often on luxurious or extravagant items or experiences. It implies that the person enjoys indulging in their wealth.

For example, “He’s always buying expensive designer clothes and dining at fancy restaurants – he’s a big spender.”
In a discussion about someone’s shopping habits, someone might say, “She’s a big spender, always buying the latest gadgets and accessories.”
A person might use this term to describe themselves after a shopping spree, saying, “I went a little crazy at the mall today – I’m such a big spender!”

9. Silver spoon

This term is used to describe someone who has been born into a wealthy family or who has inherited a significant amount of money. It implies that the person has had a privileged upbringing and has not had to work hard for their wealth.

For instance, “He never had to worry about money – he was born with a silver spoon in his mouth.”
In a conversation about someone’s privileged background, someone might comment, “They were definitely born with a silver spoon.”
A person might use this term in a self-deprecating way, saying, “I wish I had been born with a silver spoon!”

10. Richy rich

This term is used to describe someone who is extremely wealthy and has a lot of money. It is often used in a playful or lighthearted manner to refer to someone who lives a luxurious lifestyle.

For example, “He’s always flying on private jets and staying in luxury resorts – he’s a real richy rich.”
In a discussion about someone’s extravagant purchases, someone might say, “They’re living like a richy rich.”
A person might use this term to describe themselves after a big financial success, saying, “I’m feeling like a richy rich after closing that deal!”

11. Well-off

This term refers to someone who is financially stable and has enough money to live comfortably. It implies a level of wealth above average.

For example, “He comes from a well-off family and never has to worry about money.”
In a discussion about financial security, someone might say, “Being well-off allows you to have more choices in life.”
A person might describe their own financial situation by saying, “I consider myself well-off, but I still budget and save.”

12. Well-to-do

This term describes someone who is in a good financial position and has a high social status. It suggests a level of wealth and success.

For instance, “They live in a well-to-do neighborhood with large houses and expensive cars.”
In a conversation about social classes, someone might say, “The well-to-do have access to opportunities that others don’t.”
A person might describe a successful entrepreneur by saying, “She built a well-to-do business empire from scratch.”

13. Affluent

This term describes someone who is wealthy and has a high standard of living. It implies a level of financial success and abundance.

For example, “The affluent neighborhood is known for its luxurious mansions and upscale shops.”
In a discussion about economic inequality, someone might say, “The affluent have a responsibility to give back to those in need.”
A person might describe a successful businessperson by saying, “He built an affluent empire and is now one of the richest people in the world.”

14. Prosperous

This term describes someone who is successful and has achieved financial prosperity. It suggests a level of economic well-being and abundance.

For instance, “The prosperous entrepreneur built a multimillion-dollar company from scratch.”
In a conversation about personal goals, someone might say, “I strive to create a prosperous future for myself and my family.”
A person might describe a thriving business by saying, “The company’s prosperous growth has led to increased profits and market share.”

15. Wealthy

This term describes someone who has a large amount of money and possessions. It suggests a high level of financial success and abundance.

For example, “The wealthy family owns multiple properties and travels in private jets.”
In a discussion about income inequality, someone might say, “The wealth gap between the rich and the poor continues to widen.”
A person might describe a successful investor by saying, “He made smart financial decisions and became incredibly wealthy.”

16. Deep-pocketed

This term refers to someone who has a lot of money or financial resources. It implies that the person has deep pockets, meaning they can afford to spend money freely.

For example, “He’s a deep-pocketed investor who can afford to take risks.”
In a discussion about luxury purchases, someone might say, “Only the deep-pocketed can afford a yacht.”
A person might admire someone’s wealth by saying, “She’s deep-pocketed and can afford to travel the world.”

17. Upper class

This term refers to the social class consisting of people who have the highest social status and wealth in a society. The upper class is often associated with luxury, privilege, and exclusivity.

For instance, “She comes from an upper-class family and attends elite private schools.”
In a conversation about social inequality, someone might mention, “The upper class controls a significant portion of the country’s wealth.”
A person might aspire to join the upper class by saying, “I want to work hard and move up to the upper class someday.”

18. Well-endowed

This term is a euphemism for being wealthy or having a lot of money. It suggests that the person is financially secure and has abundant resources.

For example, “He’s a well-endowed entrepreneur who has built a successful business.”
In a discussion about philanthropy, someone might say, “Well-endowed individuals have the power to make a significant impact through charitable donations.”
A person might admire someone’s wealth by saying, “She’s well-endowed and can afford to live a life of luxury.”

19. Well-fixed

This term describes someone who is financially secure or well-off. It implies that the person has enough money to live comfortably and meet their needs without financial stress.

For instance, “He comes from a well-fixed family and never has to worry about money.”
In a conversation about financial stability, someone might mention, “Being well-fixed provides a sense of security and peace of mind.”
A person might aspire to be well-fixed by saying, “I want to work hard and become well-fixed in the future.”

20. Well-upholstered

This term is a playful way of describing someone who is wealthy or affluent. It suggests that the person is financially comfortable and has a lot of money to spend.

For example, “He’s well-upholstered and always treats himself to the finest things.”
In a discussion about extravagant purchases, someone might say, “Only the well-upholstered can afford a luxury sports car.”
A person might admire someone’s wealth by saying, “She’s well-upholstered and can afford to travel in style.”

21. Silk stocking

This term refers to someone who is affluent or has a high social status. It originates from the idea that silk stockings were considered a luxury item in the past and were associated with the upper class.

For example, someone might say, “She comes from a silk stocking family.”
In a conversation about wealth, one might comment, “He’s always been silk stocking rich.”
A person discussing social status might say, “Wearing designer clothes is a sign of being silk stocking.”

22. Well-moneyed

This term describes someone who has a lot of money or is financially well-off. It implies a high level of affluence and prosperity.

For instance, one might say, “He’s well-moneyed and can afford anything he wants.”
In a discussion about successful entrepreneurs, someone might comment, “They are all well-moneyed individuals.”
A person describing a luxurious lifestyle might say, “Living in a mansion and driving luxury cars are signs of being well-moneyed.”

23. Flush

This slang term refers to someone who is rich or has a substantial amount of money. It implies a level of financial security and prosperity.

For example, one might say, “He’s flush with cash after winning the lottery.”
In a conversation about successful business ventures, someone might comment, “They made a fortune and are now flush.”
A person describing a lavish lifestyle might say, “They live in a mansion and throw extravagant parties because they’re flush.”

24. Rolling in it

This phrase describes someone who is extremely wealthy or has a vast amount of money. It implies a level of financial abundance and prosperity.

For instance, one might say, “He’s rolling in it with all his business ventures.”
In a discussion about luxury vacations, someone might comment, “They can afford to travel first class and stay in five-star hotels because they’re rolling in it.”
A person describing a lavish lifestyle might say, “They have a private jet and a yacht because they’re rolling in it.”

25. Money to burn

This phrase refers to someone who has a lot of money and can spend it freely without any financial concerns. It implies a level of financial excess and abundance.

For example, one might say, “He’s got money to burn, so he bought a sports car.”
In a conversation about extravagant purchases, someone might comment, “They can afford designer clothes and expensive jewelry because they have money to burn.”
A person describing a carefree lifestyle might say, “They go on shopping sprees and dine at fancy restaurants because they have money to burn.”

26. Tycoon

A tycoon is a wealthy and powerful businessperson, often with significant influence in a specific industry or sector. The term is typically used to describe individuals who have achieved great financial success and have a considerable amount of power and influence.

For example, “John is a real estate tycoon with properties all over the world.”
In a discussion about successful entrepreneurs, someone might say, “Elon Musk is a tech tycoon, revolutionizing the electric car industry.”
A news article might mention, “The oil tycoon made billions from his investments in the energy sector.”

27. Magnate

A magnate is a powerful and influential businessperson who has achieved great success and wealth in a particular industry. Similar to a tycoon, a magnate is someone who holds significant power and influence and is often considered a leader or expert in their field.

For instance, “She is a media magnate, owning several major television networks.”
In a conversation about influential figures, someone might say, “Warren Buffett is a finance magnate, known for his investment expertise.”
A business article might mention, “The tech magnate has built a multi-billion dollar empire through his innovative products and services.”