Top 15 Slang For Credit Card – Meaning & Usage

Credit cards have become an integral part of our modern-day financial transactions, but did you know that there are slang terms for them too? From “plastic money” to “swipe and go,” we’ve got you covered with the top slang for credit cards. Get ready to impress your friends with your newfound knowledge and dive into this listicle to uncover the fun and catchy phrases associated with this everyday payment method.

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1. Plastic

This term is used to refer to a credit card because most credit cards are made of plastic.

  • For example, when making a payment, a person might say, “I’ll just put it on plastic.”
  • In a conversation about financial options, someone might ask, “Do you prefer using cash or plastic?”
  • A person might comment, “I always carry my plastic for emergencies.”

2. Piece of plastic

This phrase is a colloquial way of referring to a credit card, emphasizing its physical form as a small piece of plastic.

  • For instance, someone might say, “I left my piece of plastic at home, so I can’t make the purchase.”
  • In a discussion about different payment methods, a person might say, “I prefer using my piece of plastic over carrying cash.”
  • A person might joke, “My piece of plastic is my best friend, always there for me when I need it.”

3. Flex card

This term is used to describe a credit card, emphasizing the flexibility it provides in terms of making payments and managing finances.

  • For example, someone might say, “I love my flex card because I can pay later and earn rewards.”
  • In a conversation about credit card benefits, a person might mention, “My flex card offers cashback on every purchase.”
  • A person might comment, “Having a flex card gives me peace of mind knowing I have a financial safety net.”

4. Swipe card

This term refers to a credit card because of the action of swiping the card through a card reader to make a payment.

  • For instance, a person might say, “I’ll just swipe my card to pay for this.”
  • In a discussion about contactless payments, someone might ask, “Do you still have to swipe your card or can you tap now?”
  • A person might comment, “I prefer swiping my card instead of inserting the chip.”

5. Plastic money

This phrase is used to describe a credit card, highlighting the fact that it is a form of currency made of plastic.

  • For example, someone might say, “I don’t carry cash, I only use plastic money.”
  • In a conversation about the advantages of credit cards, a person might mention, “Plastic money is convenient and widely accepted.”
  • A person might comment, “I feel safer using plastic money instead of carrying cash.”

6. Swipe and shop

This phrase refers to the act of using a credit card to make purchases. It implies the convenience of simply swiping the card and being able to shop.

  • For example, “I love being able to swipe and shop for all my favorite items.”
  • A person might say, “I’m going to swipe and shop for some new clothes this weekend.”
  • Another might comment, “Swipe and shop makes it so easy to indulge in online shopping.”

7. Swipe and charge

This phrase also refers to using a credit card to make a purchase. It emphasizes the action of swiping the card and charging the amount to the credit card account.

  • For instance, “I swiped and charged my dinner to my credit card.”
  • Someone might say, “I’m going to swipe and charge this new gadget I’ve been eyeing.”
  • Another might comment, “Swipe and charge allows me to earn rewards on my credit card.”

8. Piece of plastic currency

This phrase describes a credit card as a piece of plastic that serves as a form of currency. It emphasizes the idea that a credit card can be used to make purchases just like physical money.

  • For example, “I always carry my piece of plastic currency with me for emergencies.”
  • A person might say, “Using a piece of plastic currency is so convenient, especially for online shopping.”
  • Another might comment, “I prefer using my piece of plastic currency over carrying cash.”

9. Swipe and borrow

This phrase highlights the aspect of borrowing money when using a credit card. It suggests that swiping the card allows the user to access borrowed funds.

  • For instance, “I had to swipe and borrow to pay for my vacation.”
  • Someone might say, “Swipe and borrow is a convenient way to cover unexpected expenses.”
  • Another might comment, “I try to avoid swipe and borrow to prevent accumulating debt.”

10. Plastic payment method

This phrase simply refers to a credit card as a payment method made of plastic. It emphasizes the material of the card and its function as a means of payment.

  • For example, “I always carry my plastic payment method with me for convenience.”
  • A person might say, “Using a plastic payment method is safer than carrying cash.”
  • Another might comment, “I prefer using my plastic payment method for online purchases.”

11. Swipe moolah

This phrase combines the action of swiping a credit card with the slang term “moolah,” which means money. It refers to using a credit card to make a payment.

  • For example, “I’ll just swipe moolah for this new pair of shoes.”
  • A person might say, “I forgot my wallet, but I can still swipe moolah.”
  • Another might ask, “Do they accept swipe moolah here?”

12. Moolah card

This term is a playful way of referring to a credit card. It combines the slang term “moolah,” meaning money, with the word “card.”

  • For instance, “I left my moolah card at home.”
  • A person might say, “I need to get a new moolah card.”
  • Another might ask, “Can I borrow your moolah card?”

13. Piece of moolah

This phrase refers to a credit card as a valuable possession or piece of money. It emphasizes the financial value of the card.

  • For example, “I always carry my piece of moolah with me.”
  • A person might say, “I lost my piece of moolah and need to cancel it.”
  • Another might ask, “Can I see your piece of moolah?”

14. Plastic bread

This term uses the slang term “bread,” which means money, and combines it with the material of a credit card, plastic. It refers to a credit card as a form of payment.

  • For instance, “I’ll just use my plastic bread for this purchase.”
  • A person might say, “I prefer using plastic bread over cash.”
  • Another might ask, “Do you accept plastic bread?”

15. Piece of plastic bread

This phrase combines the slang term “bread,” meaning money, with the material of a credit card, plastic. It refers to a credit card as a valuable possession or piece of money.

  • For example, “I always carry my piece of plastic bread with me.”
  • A person might say, “I lost my piece of plastic bread and need to cancel it.”
  • Another might ask, “Can I see your piece of plastic bread?”
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